Everything You Wanted to Know About
Often times, consumers continue to rent because the process of obtaining a mortgage seems overwhelming. RELAX. I can guide you through the process. Remember knowledge is power, so become a knowledgeable consumer!
The first step in obtaining a home mortgage is to get a "pre-qualification" letter from a reputable lender. This "pre-qualification" letter will guide you so that you will shop for homes that you can afford to buy. Why shop for homes in the $175,000 range if you can only get approval for homes valued at $125,000 or less? I can direct you to several lenders or you can work directly with your home bank.
No DOWN PAYMENT? There are many loan programs available today for consumers that have no down payment. Let me help you get the financing you need and deserve.
Lenders also offer programs for individuals that may not have documentation for all of their income. Again, let me help you get the financing you need and deserve.
Do you have a "Blip" on your Credit Score? Let's work with a qualified lender to find out what your credit problems are. A good lender will help guide you through the steps to raise your credit score.
